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Utah Business Magazine - The evolving responsibilities of 401k plan sponsors
An ever-increasing percentage of companies are adopting 401(k) plans, which ultimately puts the responsibility for retirement savings on individuals. As such, the laws that govern 401(k) plans have been undergoing significant changes—all meant to increase savings and give individuals the information they need to invest their money wisely.
“Thirty years ago there were pensions. The company did all the investing for the employee. Now the investment responsibility is on the employee,” says Corby Dall, president of 401(k) Advisors Intermountain. “Recent reforms are being put into place to help participants be ready for retirement. The provisions require disclosures that are meant to help participants make the right decisions so they will have enough money to retire.”
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Securities offered through Triad Advisors, member FINRA/SIPC. Investment advice offered through Resources Investment Advisors, Inc., an SEC-registered investment adviser. Resources Investment Advisors, Inc. and 401k Advisors Intermountain are not affiliated with Triad Advisors.